This article is written for the purpose to provide people like you with some debt validation letter sample ideas. It is somewhat difficult to provide a full debt validation letter that will automatically work for your situation. So instead I am offering my expert opinion on what should be included when writing a debt validation letter.
If you would like to see a large amount debt validation letter samples, I suggest visiting www.debtvalidationletter.net. There you can find all the samples you could ever want to look at, plus more expert advice on how to successfully draft and send these wonderful letters. I would recommend this site to anyone who is looking at sending debt validation letters and needs to see serious results.
Now that we have covered the basics, let me share with you some debt validation letter sample ideas that I have seen work on a regular basis. Before going and whipping up a halfway decent debt validation letter from these ideas I want to reiterate that these are only ideas. Each credit card debt situation is differently and needs to be treated as such. Printing off some letter that has been sent to thousands of creditors may not always be your best bet.
The first debt validation letter sample idea I want to share with you is more of a general rule that has to do with the beginning of the letter. I have seen countless people forget this rule and end up nullifying the effects of the debt validation letter. The rule is that you should never admit or agree that you owe the creditor or debt collector money. The fact that you owe money is under dispute and it needs to stay that way!
A second great idea when sending a debt validation letter is to respond correctly to the often-made claim that you have defaulted on a loan from your creditor. This is never true because creditors or banks do not loan you money to use on your credit card. That money comes from other places than the bank itself. I always require the bank to provide valid proof that they had funds in their possession and then loaned them to me with a valid, signed and dated agreement.
These two debt validation letter sample ideas are a great start to knowing what to include in your debt validation letter. Be sure to continue to do more research before you send these letters out to ensure that you get the best results. A well-written debt validation letter can in many cases free you from your credit card debt entirely. Don't take these letters lightly!
If you would like to see a large amount debt validation letter samples, I suggest visiting www.debtvalidationletter.net. There you can find all the samples you could ever want to look at, plus more expert advice on how to successfully draft and send these wonderful letters. I would recommend this site to anyone who is looking at sending debt validation letters and needs to see serious results.
Now that we have covered the basics, let me share with you some debt validation letter sample ideas that I have seen work on a regular basis. Before going and whipping up a halfway decent debt validation letter from these ideas I want to reiterate that these are only ideas. Each credit card debt situation is differently and needs to be treated as such. Printing off some letter that has been sent to thousands of creditors may not always be your best bet.
The first debt validation letter sample idea I want to share with you is more of a general rule that has to do with the beginning of the letter. I have seen countless people forget this rule and end up nullifying the effects of the debt validation letter. The rule is that you should never admit or agree that you owe the creditor or debt collector money. The fact that you owe money is under dispute and it needs to stay that way!
A second great idea when sending a debt validation letter is to respond correctly to the often-made claim that you have defaulted on a loan from your creditor. This is never true because creditors or banks do not loan you money to use on your credit card. That money comes from other places than the bank itself. I always require the bank to provide valid proof that they had funds in their possession and then loaned them to me with a valid, signed and dated agreement.
These two debt validation letter sample ideas are a great start to knowing what to include in your debt validation letter. Be sure to continue to do more research before you send these letters out to ensure that you get the best results. A well-written debt validation letter can in many cases free you from your credit card debt entirely. Don't take these letters lightly!
About the Author:
Alan Henry has been helping people prepare the debt validation letter sample to beat creditors for a long time and maintains a website at www.debtvalidtionletter.net on the topic of the debt validation letterwhere you can answers many of your questions.